Pasture, Rangeland, and Forage (PRF) Insurance

Protection for What Feeds Your Operation

Drought doesn’t just affect your pastures—it impacts your entire operation. Pasture, Rangeland, and Forage (PRF) Insurance from Peachey Insurance Agency helps ranchers and livestock producers safeguard their forage resources against the unpredictable nature of rainfall. With PRF coverage, you can protect your grazing and haying acres from the financial effects of dry conditions—so your herd and your bottom line stay strong.

Our agricultural specialists understand that no two operations are alike. Whether you manage native range, improved pasture, or acres dedicated to forage production, we’ll help you tailor a policy that fits your land, your livestock needs, and your long-term goals.

Why Choose PRF Insurance?

PRF Insurance provides coverage based on rainfall index data—not measured yield—making it a powerful tool for operations that depend on consistent precipitation. When rainfall in your selected grid area falls below the long-term average, your policy may trigger an indemnity payment to help offset feed costs, lost grazing capacity, or reduced forage growth.

We simplify the process by helping you analyze historic rainfall patterns, select coverage intervals, and determine the best mix of protection for your operation’s risk profile.

Coverage Highlights

Our PRF policies are built to protect your most valuable asset—your land’s productivity. Coverage options include:

• Rainfall Index Coverage: Indemnities based on NOAA-reported precipitation data for your chosen grid area.

• Flexible Coverage Intervals: Choose the two-month periods that matter most for your operation’s rainfall patterns.

• Tailored Protection: Coverage designed for your unique combination of grazing and haying acres.

• Simple, Transparent Claims: No yield reporting or loss adjustment required—just straightforward, data-driven results.

• Nationwide Availability: Offered across most of the U.S., with county-based pricing and coverage levels that fit your operation.

Expertise You Can Trust

Peachey Insurance Agency is more than an insurance provider—we’re a long-term partner invested in your success. Our experienced agents guide you through every step, from evaluating your grid data to helping you understand your policy’s performance year after year. With PRF Insurance, you gain more than protection—you gain confidence that your operation can weather whatever the skies bring.